Call report 2004Q4
CITIZENS BANK — 2004Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 32,072,000 | USD | evidence → |
| Total loans | 19,144,000 | USD | evidence → |
| Allowance for loan losses | 223,000 | USD | evidence → |
| Securities available for sale | 11,416,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,075,000 | USD | evidence → |
| Interest-bearing deposits | 19,259,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,816,000 | USD | evidence → |
| Equity capital | 3,859,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,598,000 | USD | evidence → |
| Interest expense | 422,000 | USD | evidence → |
| Net interest income | 1,176,000 | USD | evidence → |
| Noninterest income | 298,000 | USD | evidence → |
| Noninterest expense | 1,052,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 432,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 405,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,858,000 | USD | evidence → |
| Total capital | 4,081,000 | USD | evidence → |
| Risk-weighted assets | 22,056,000 | USD | evidence → |