Call report 2005Q2
CITIZENS BANK — 2005Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,839,000 | USD | evidence → |
| Total loans | 16,836,000 | USD | evidence → |
| Allowance for loan losses | 226,000 | USD | evidence → |
| Securities available for sale | 10,539,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 22,941,000 | USD | evidence → |
| Interest-bearing deposits | 19,057,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,884,000 | USD | evidence → |
| Equity capital | 3,563,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 773,000 | USD | evidence → |
| Interest expense | 235,000 | USD | evidence → |
| Net interest income | 538,000 | USD | evidence → |
| Noninterest income | 173,000 | USD | evidence → |
| Noninterest expense | 522,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 189,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 180,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,619,000 | USD | evidence → |
| Total capital | 3,845,000 | USD | evidence → |
| Risk-weighted assets | 19,426,000 | USD | evidence → |