Call report 2008Q4
BAY NATIONAL BANK — 2008Q4
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 270,896,000 | USD | evidence → |
| Total loans | 248,161,000 | USD | evidence → |
| Allowance for loan losses | 5,675,000 | USD | evidence → |
| Securities available for sale | 438,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 245,135,000 | USD | evidence → |
| Interest-bearing deposits | 195,017,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,118,000 | USD | evidence → |
| Equity capital | 22,857,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,325,000 | USD | evidence → |
| Interest expense | 6,161,000 | USD | evidence → |
| Net interest income | 9,164,000 | USD | evidence → |
| Noninterest income | 763,000 | USD | evidence → |
| Noninterest expense | 11,030,000 | USD | evidence → |
| Provision for loan losses | 6,478,000 | USD | evidence → |
| Pretax income | -7,581,000 | USD | evidence → |
| Income tax | -3,425,000 | USD | evidence → |
| Net income | -4,156,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,857,000 | USD | evidence → |
| Total capital | 26,322,000 | USD | evidence → |
| Risk-weighted assets | 275,012,000 | USD | evidence → |