Call report 2009Q1
BAY NATIONAL BANK — 2009Q1
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 297,442,000 | USD | evidence → |
| Total loans | 247,854,000 | USD | evidence → |
| Allowance for loan losses | 6,218,000 | USD | evidence → |
| Securities available for sale | 438,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 274,425,000 | USD | evidence → |
| Interest-bearing deposits | 223,082,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,343,000 | USD | evidence → |
| Equity capital | 22,114,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,188,000 | USD | evidence → |
| Interest expense | 1,531,000 | USD | evidence → |
| Net interest income | 1,657,000 | USD | evidence → |
| Noninterest income | 182,000 | USD | evidence → |
| Noninterest expense | 2,116,000 | USD | evidence → |
| Provision for loan losses | 1,050,000 | USD | evidence → |
| Pretax income | -1,327,000 | USD | evidence → |
| Income tax | -584,000 | USD | evidence → |
| Net income | -743,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,274,000 | USD | evidence → |
| Total capital | 22,709,000 | USD | evidence → |
| Risk-weighted assets | 271,994,000 | USD | evidence → |