Call report 2008Q3
BAY NATIONAL BANK — 2008Q3
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 274,266,000 | USD | evidence → |
| Total loans | 244,476,000 | USD | evidence → |
| Allowance for loan losses | 6,675,000 | USD | evidence → |
| Securities available for sale | 437,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 233,776,000 | USD | evidence → |
| Interest-bearing deposits | 193,404,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,372,000 | USD | evidence → |
| Equity capital | 23,716,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,804,000 | USD | evidence → |
| Interest expense | 4,607,000 | USD | evidence → |
| Net interest income | 7,197,000 | USD | evidence → |
| Noninterest income | 614,000 | USD | evidence → |
| Noninterest expense | 8,204,000 | USD | evidence → |
| Provision for loan losses | 5,517,000 | USD | evidence → |
| Pretax income | -5,910,000 | USD | evidence → |
| Income tax | -2,383,000 | USD | evidence → |
| Net income | -3,527,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,716,000 | USD | evidence → |
| Total capital | 27,207,000 | USD | evidence → |
| Risk-weighted assets | 276,074,000 | USD | evidence → |