Call report 2008Q2
BAY NATIONAL BANK — 2008Q2
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 275,751,000 | USD | evidence → |
| Total loans | 254,270,000 | USD | evidence → |
| Allowance for loan losses | 6,700,000 | USD | evidence → |
| Securities available for sale | 435,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 227,737,000 | USD | evidence → |
| Interest-bearing deposits | 188,891,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,846,000 | USD | evidence → |
| Equity capital | 25,173,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,092,000 | USD | evidence → |
| Interest expense | 3,179,000 | USD | evidence → |
| Net interest income | 4,913,000 | USD | evidence → |
| Noninterest income | 412,000 | USD | evidence → |
| Noninterest expense | 5,498,000 | USD | evidence → |
| Provision for loan losses | 3,026,000 | USD | evidence → |
| Pretax income | -3,199,000 | USD | evidence → |
| Income tax | -1,289,000 | USD | evidence → |
| Net income | -1,910,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,173,000 | USD | evidence → |
| Total capital | 28,757,000 | USD | evidence → |
| Risk-weighted assets | 283,610,000 | USD | evidence → |