Call report 2008Q1
BAY NATIONAL BANK — 2008Q1
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 266,816,000 | USD | evidence → |
| Total loans | 244,510,000 | USD | evidence → |
| Allowance for loan losses | 6,700,000 | USD | evidence → |
| Securities available for sale | 433,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,956,000 | USD | evidence → |
| Interest-bearing deposits | 221,840,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,116,000 | USD | evidence → |
| Equity capital | 24,770,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,368,000 | USD | evidence → |
| Interest expense | 1,733,000 | USD | evidence → |
| Net interest income | 2,635,000 | USD | evidence → |
| Noninterest income | 208,000 | USD | evidence → |
| Noninterest expense | 2,657,000 | USD | evidence → |
| Provision for loan losses | 2,468,000 | USD | evidence → |
| Pretax income | -2,282,000 | USD | evidence → |
| Income tax | -969,000 | USD | evidence → |
| Net income | -1,313,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,770,000 | USD | evidence → |
| Total capital | 28,206,000 | USD | evidence → |
| Risk-weighted assets | 271,609,000 | USD | evidence → |