Call report 2007Q4
BAY NATIONAL BANK — 2007Q4
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 256,634,000 | USD | evidence → |
| Total loans | 240,868,000 | USD | evidence → |
| Allowance for loan losses | 5,000,000 | USD | evidence → |
| Securities available for sale | 30,000 | USD | evidence → |
| Securities held to maturity | 400,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,210,000 | USD | evidence → |
| Interest-bearing deposits | 194,498,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,712,000 | USD | evidence → |
| Equity capital | 24,083,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,587,000 | USD | evidence → |
| Interest expense | 8,164,000 | USD | evidence → |
| Net interest income | 12,423,000 | USD | evidence → |
| Noninterest income | 725,000 | USD | evidence → |
| Noninterest expense | 8,917,000 | USD | evidence → |
| Provision for loan losses | 2,126,000 | USD | evidence → |
| Pretax income | 2,105,000 | USD | evidence → |
| Income tax | 1,067,000 | USD | evidence → |
| Net income | 1,038,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,083,000 | USD | evidence → |
| Total capital | 27,393,000 | USD | evidence → |
| Risk-weighted assets | 263,085,000 | USD | evidence → |