Call report 2007Q3
BAY NATIONAL BANK — 2007Q3
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 260,952,000 | USD | evidence → |
| Total loans | 225,883,000 | USD | evidence → |
| Allowance for loan losses | 3,209,000 | USD | evidence → |
| Securities available for sale | 473,000 | USD | evidence → |
| Securities held to maturity | 399,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 229,192,000 | USD | evidence → |
| Interest-bearing deposits | 195,977,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,215,000 | USD | evidence → |
| Equity capital | 24,463,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,825,000 | USD | evidence → |
| Interest expense | 6,257,000 | USD | evidence → |
| Net interest income | 9,568,000 | USD | evidence → |
| Noninterest income | 521,000 | USD | evidence → |
| Noninterest expense | 6,745,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 2,994,000 | USD | evidence → |
| Income tax | 1,346,000 | USD | evidence → |
| Net income | 1,648,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,463,000 | USD | evidence → |
| Total capital | 27,583,000 | USD | evidence → |
| Risk-weighted assets | 249,507,000 | USD | evidence → |