Call report 2006Q4
BAY NATIONAL BANK — 2006Q4
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 254,696,000 | USD | evidence → |
| Total loans | 218,016,000 | USD | evidence → |
| Allowance for loan losses | 3,175,000 | USD | evidence → |
| Securities available for sale | 2,229,000 | USD | evidence → |
| Securities held to maturity | 698,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 228,174,000 | USD | evidence → |
| Interest-bearing deposits | 149,408,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,766,000 | USD | evidence → |
| Equity capital | 22,815,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,781,000 | USD | evidence → |
| Interest expense | 7,219,000 | USD | evidence → |
| Net interest income | 12,562,000 | USD | evidence → |
| Noninterest income | 779,000 | USD | evidence → |
| Noninterest expense | 8,264,000 | USD | evidence → |
| Provision for loan losses | 203,000 | USD | evidence → |
| Pretax income | 4,874,000 | USD | evidence → |
| Income tax | 1,678,000 | USD | evidence → |
| Net income | 3,196,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,815,000 | USD | evidence → |
| Total capital | 25,952,000 | USD | evidence → |
| Risk-weighted assets | 250,930,000 | USD | evidence → |