Call report 2006Q3
BAY NATIONAL BANK — 2006Q3
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 236,551,000 | USD | evidence → |
| Total loans | 216,353,000 | USD | evidence → |
| Allowance for loan losses | 3,090,000 | USD | evidence → |
| Securities available for sale | 2,195,000 | USD | evidence → |
| Securities held to maturity | 699,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 211,001,000 | USD | evidence → |
| Interest-bearing deposits | 175,582,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,419,000 | USD | evidence → |
| Equity capital | 22,079,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,383,000 | USD | evidence → |
| Interest expense | 5,144,000 | USD | evidence → |
| Net interest income | 9,239,000 | USD | evidence → |
| Noninterest income | 601,000 | USD | evidence → |
| Noninterest expense | 5,967,000 | USD | evidence → |
| Provision for loan losses | 128,000 | USD | evidence → |
| Pretax income | 3,745,000 | USD | evidence → |
| Income tax | 1,285,000 | USD | evidence → |
| Net income | 2,460,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,079,000 | USD | evidence → |
| Total capital | 25,113,000 | USD | evidence → |
| Risk-weighted assets | 242,676,000 | USD | evidence → |