Call report 2007Q1
BAY NATIONAL BANK — 2007Q1
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 250,229,000 | USD | evidence → |
| Total loans | 227,127,000 | USD | evidence → |
| Allowance for loan losses | 3,203,000 | USD | evidence → |
| Securities available for sale | 2,262,000 | USD | evidence → |
| Securities held to maturity | 697,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,492,000 | USD | evidence → |
| Interest-bearing deposits | 186,774,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,718,000 | USD | evidence → |
| Equity capital | 23,365,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,343,000 | USD | evidence → |
| Interest expense | 2,051,000 | USD | evidence → |
| Net interest income | 3,292,000 | USD | evidence → |
| Noninterest income | 192,000 | USD | evidence → |
| Noninterest expense | 2,278,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,206,000 | USD | evidence → |
| Income tax | 656,000 | USD | evidence → |
| Net income | 550,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,365,000 | USD | evidence → |
| Total capital | 26,507,000 | USD | evidence → |
| Risk-weighted assets | 251,314,000 | USD | evidence → |