Call report 2006Q2
BAY NATIONAL BANK — 2006Q2
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 230,228,000 | USD | evidence → |
| Total loans | 218,391,000 | USD | evidence → |
| Allowance for loan losses | 3,000,000 | USD | evidence → |
| Securities available for sale | 28,000 | USD | evidence → |
| Securities held to maturity | 698,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 203,470,000 | USD | evidence → |
| Interest-bearing deposits | 168,557,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,913,000 | USD | evidence → |
| Equity capital | 21,251,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,173,000 | USD | evidence → |
| Interest expense | 3,193,000 | USD | evidence → |
| Net interest income | 5,980,000 | USD | evidence → |
| Noninterest income | 395,000 | USD | evidence → |
| Noninterest expense | 3,901,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,474,000 | USD | evidence → |
| Income tax | 842,000 | USD | evidence → |
| Net income | 1,632,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,251,000 | USD | evidence → |
| Total capital | 24,243,000 | USD | evidence → |
| Risk-weighted assets | 239,327,000 | USD | evidence → |