Call report 2006Q1
BAY NATIONAL BANK — 2006Q1
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 216,577,000 | USD | evidence → |
| Total loans | 203,425,000 | USD | evidence → |
| Allowance for loan losses | 3,000,000 | USD | evidence → |
| Securities available for sale | 568,000 | USD | evidence → |
| Securities held to maturity | 1,935,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 195,004,000 | USD | evidence → |
| Interest-bearing deposits | 162,189,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,815,000 | USD | evidence → |
| Equity capital | 19,539,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,307,000 | USD | evidence → |
| Interest expense | 1,453,000 | USD | evidence → |
| Net interest income | 2,854,000 | USD | evidence → |
| Noninterest income | 140,000 | USD | evidence → |
| Noninterest expense | 1,827,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,167,000 | USD | evidence → |
| Income tax | 397,000 | USD | evidence → |
| Net income | 770,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,539,000 | USD | evidence → |
| Total capital | 22,325,000 | USD | evidence → |
| Risk-weighted assets | 222,678,000 | USD | evidence → |