Call report 2005Q4
BAY NATIONAL BANK — 2005Q4
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 209,893,000 | USD | evidence → |
| Total loans | 199,590,000 | USD | evidence → |
| Allowance for loan losses | 3,000,000 | USD | evidence → |
| Securities available for sale | 938,000 | USD | evidence → |
| Securities held to maturity | 1,540,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 187,797,000 | USD | evidence → |
| Interest-bearing deposits | 155,105,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,692,000 | USD | evidence → |
| Equity capital | 18,669,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,981,000 | USD | evidence → |
| Interest expense | 4,174,000 | USD | evidence → |
| Net interest income | 8,807,000 | USD | evidence → |
| Noninterest income | 751,000 | USD | evidence → |
| Noninterest expense | 6,171,000 | USD | evidence → |
| Provision for loan losses | 1,179,000 | USD | evidence → |
| Pretax income | 2,208,000 | USD | evidence → |
| Income tax | -398,000 | USD | evidence → |
| Net income | 2,606,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,669,000 | USD | evidence → |
| Total capital | 21,279,000 | USD | evidence → |
| Risk-weighted assets | 208,433,000 | USD | evidence → |