Call report 2005Q3
BAY NATIONAL BANK — 2005Q3
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 202,663,000 | USD | evidence → |
| Total loans | 186,753,000 | USD | evidence → |
| Allowance for loan losses | 2,350,000 | USD | evidence → |
| Securities available for sale | 916,000 | USD | evidence → |
| Securities held to maturity | 1,541,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 180,597,000 | USD | evidence → |
| Interest-bearing deposits | 155,460,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,137,000 | USD | evidence → |
| Equity capital | 17,241,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,986,000 | USD | evidence → |
| Interest expense | 2,865,000 | USD | evidence → |
| Net interest income | 6,121,000 | USD | evidence → |
| Noninterest income | 540,000 | USD | evidence → |
| Noninterest expense | 4,450,000 | USD | evidence → |
| Provision for loan losses | 533,000 | USD | evidence → |
| Pretax income | 1,678,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,678,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,241,000 | USD | evidence → |
| Total capital | 19,591,000 | USD | evidence → |
| Risk-weighted assets | 195,091,000 | USD | evidence → |