Call report 2004Q4
BAY NATIONAL BANK — 2004Q4
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 171,037,000 | USD | evidence → |
| Total loans | 151,027,000 | USD | evidence → |
| Allowance for loan losses | 1,810,000 | USD | evidence → |
| Securities available for sale | 767,000 | USD | evidence → |
| Securities held to maturity | 1,545,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 154,443,000 | USD | evidence → |
| Interest-bearing deposits | 133,455,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,988,000 | USD | evidence → |
| Equity capital | 14,433,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,621,000 | USD | evidence → |
| Interest expense | 2,458,000 | USD | evidence → |
| Net interest income | 5,163,000 | USD | evidence → |
| Noninterest income | 539,000 | USD | evidence → |
| Noninterest expense | 4,335,000 | USD | evidence → |
| Provision for loan losses | 559,000 | USD | evidence → |
| Pretax income | 808,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 808,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,433,000 | USD | evidence → |
| Total capital | 16,243,000 | USD | evidence → |
| Risk-weighted assets | 157,404,000 | USD | evidence → |