Call report 2005Q1
BAY NATIONAL BANK — 2005Q1
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 171,410,000 | USD | evidence → |
| Total loans | 149,898,000 | USD | evidence → |
| Allowance for loan losses | 1,842,000 | USD | evidence → |
| Securities available for sale | 781,000 | USD | evidence → |
| Securities held to maturity | 1,543,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 154,533,000 | USD | evidence → |
| Interest-bearing deposits | 130,747,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,786,000 | USD | evidence → |
| Equity capital | 14,879,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,541,000 | USD | evidence → |
| Interest expense | 799,000 | USD | evidence → |
| Net interest income | 1,742,000 | USD | evidence → |
| Noninterest income | 102,000 | USD | evidence → |
| Noninterest expense | 1,366,000 | USD | evidence → |
| Provision for loan losses | 32,000 | USD | evidence → |
| Pretax income | 446,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 446,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,879,000 | USD | evidence → |
| Total capital | 16,721,000 | USD | evidence → |
| Risk-weighted assets | 158,362,000 | USD | evidence → |