Call report 2004Q3
BAY NATIONAL BANK — 2004Q3
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 157,877,000 | USD | evidence → |
| Total loans | 135,906,000 | USD | evidence → |
| Allowance for loan losses | 1,610,000 | USD | evidence → |
| Securities available for sale | 757,000 | USD | evidence → |
| Securities held to maturity | 1,546,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 142,330,000 | USD | evidence → |
| Interest-bearing deposits | 123,214,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,116,000 | USD | evidence → |
| Equity capital | 13,353,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,310,000 | USD | evidence → |
| Interest expense | 1,738,000 | USD | evidence → |
| Net interest income | 3,572,000 | USD | evidence → |
| Noninterest income | 401,000 | USD | evidence → |
| Noninterest expense | 3,145,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 478,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 478,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,353,000 | USD | evidence → |
| Total capital | 14,963,000 | USD | evidence → |
| Risk-weighted assets | 145,731,000 | USD | evidence → |