Call report 2004Q2
BAY NATIONAL BANK — 2004Q2
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 142,615,000 | USD | evidence → |
| Total loans | 133,606,000 | USD | evidence → |
| Allowance for loan losses | 1,474,000 | USD | evidence → |
| Securities available for sale | 750,000 | USD | evidence → |
| Securities held to maturity | 1,547,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,386,000 | USD | evidence → |
| Interest-bearing deposits | 111,553,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,833,000 | USD | evidence → |
| Equity capital | 12,197,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,310,000 | USD | evidence → |
| Interest expense | 1,082,000 | USD | evidence → |
| Net interest income | 2,228,000 | USD | evidence → |
| Noninterest income | 269,000 | USD | evidence → |
| Noninterest expense | 2,049,000 | USD | evidence → |
| Provision for loan losses | 214,000 | USD | evidence → |
| Pretax income | 234,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 234,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,197,000 | USD | evidence → |
| Total capital | 13,671,000 | USD | evidence → |
| Risk-weighted assets | 136,163,000 | USD | evidence → |