Call report 2004Q1
BAY NATIONAL BANK — 2004Q1
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,148,000 | USD | evidence → |
| Total loans | 110,540,000 | USD | evidence → |
| Allowance for loan losses | 1,370,000 | USD | evidence → |
| Securities available for sale | 345,000 | USD | evidence → |
| Securities held to maturity | 1,448,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 134,747,000 | USD | evidence → |
| Interest-bearing deposits | 118,174,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,572,000 | USD | evidence → |
| Equity capital | 11,524,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,561,000 | USD | evidence → |
| Interest expense | 511,000 | USD | evidence → |
| Net interest income | 1,050,000 | USD | evidence → |
| Noninterest income | 125,000 | USD | evidence → |
| Noninterest expense | 1,004,000 | USD | evidence → |
| Provision for loan losses | 110,000 | USD | evidence → |
| Pretax income | 61,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 61,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,524,000 | USD | evidence → |
| Total capital | 12,894,000 | USD | evidence → |
| Risk-weighted assets | 126,063,000 | USD | evidence → |