Call report 2003Q4
BAY NATIONAL BANK — 2003Q4
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,679,000 | USD | evidence → |
| Total loans | 102,316,000 | USD | evidence → |
| Allowance for loan losses | 1,267,000 | USD | evidence → |
| Securities available for sale | 2,691,000 | USD | evidence → |
| Securities held to maturity | 1,548,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,485,000 | USD | evidence → |
| Interest-bearing deposits | 94,253,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,232,000 | USD | evidence → |
| Equity capital | 10,463,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,511,000 | USD | evidence → |
| Interest expense | 1,937,000 | USD | evidence → |
| Net interest income | 3,574,000 | USD | evidence → |
| Noninterest income | 853,000 | USD | evidence → |
| Noninterest expense | 4,006,000 | USD | evidence → |
| Provision for loan losses | 415,000 | USD | evidence → |
| Pretax income | 6,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 6,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,463,000 | USD | evidence → |
| Total capital | 11,730,000 | USD | evidence → |
| Risk-weighted assets | 115,472,000 | USD | evidence → |