Call report 2003Q3
BAY NATIONAL BANK — 2003Q3
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,925,000 | USD | evidence → |
| Total loans | 98,054,000 | USD | evidence → |
| Allowance for loan losses | 1,207,000 | USD | evidence → |
| Securities available for sale | 5,687,000 | USD | evidence → |
| Securities held to maturity | 1,548,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,647,000 | USD | evidence → |
| Interest-bearing deposits | 93,498,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,149,000 | USD | evidence → |
| Equity capital | 10,332,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,002,000 | USD | evidence → |
| Interest expense | 1,448,000 | USD | evidence → |
| Net interest income | 2,554,000 | USD | evidence → |
| Noninterest income | 686,000 | USD | evidence → |
| Noninterest expense | 3,010,000 | USD | evidence → |
| Provision for loan losses | 355,000 | USD | evidence → |
| Pretax income | -125,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -125,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,332,000 | USD | evidence → |
| Total capital | 11,539,000 | USD | evidence → |
| Risk-weighted assets | 111,828,000 | USD | evidence → |