Call report 2003Q2
BAY NATIONAL BANK — 2003Q2
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,521,000 | USD | evidence → |
| Total loans | 90,001,000 | USD | evidence → |
| Allowance for loan losses | 1,159,000 | USD | evidence → |
| Securities available for sale | 10,664,000 | USD | evidence → |
| Securities held to maturity | 1,548,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,309,000 | USD | evidence → |
| Interest-bearing deposits | 96,817,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,492,000 | USD | evidence → |
| Equity capital | 10,225,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,566,000 | USD | evidence → |
| Interest expense | 939,000 | USD | evidence → |
| Net interest income | 1,627,000 | USD | evidence → |
| Noninterest income | 465,000 | USD | evidence → |
| Noninterest expense | 2,017,000 | USD | evidence → |
| Provision for loan losses | 307,000 | USD | evidence → |
| Pretax income | -232,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -232,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,225,000 | USD | evidence → |
| Total capital | 11,384,000 | USD | evidence → |
| Risk-weighted assets | 109,754,000 | USD | evidence → |