Call report 2003Q1
BAY NATIONAL BANK — 2003Q1
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,780,000 | USD | evidence → |
| Total loans | 85,711,000 | USD | evidence → |
| Allowance for loan losses | 1,021,000 | USD | evidence → |
| Securities available for sale | 1,006,000 | USD | evidence → |
| Securities held to maturity | 1,198,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,043,000 | USD | evidence → |
| Interest-bearing deposits | 85,892,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,151,000 | USD | evidence → |
| Equity capital | 8,250,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,167,000 | USD | evidence → |
| Interest expense | 441,000 | USD | evidence → |
| Net interest income | 726,000 | USD | evidence → |
| Noninterest income | 198,000 | USD | evidence → |
| Noninterest expense | 962,000 | USD | evidence → |
| Provision for loan losses | 169,000 | USD | evidence → |
| Pretax income | -207,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -207,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,250,000 | USD | evidence → |
| Total capital | 9,271,000 | USD | evidence → |
| Risk-weighted assets | 92,468,000 | USD | evidence → |