Call report 2002Q4
BAY NATIONAL BANK — 2002Q4
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,956,000 | USD | evidence → |
| Total loans | 70,897,000 | USD | evidence → |
| Allowance for loan losses | 852,000 | USD | evidence → |
| Securities available for sale | 789,000 | USD | evidence → |
| Securities held to maturity | 948,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,079,000 | USD | evidence → |
| Interest-bearing deposits | 65,245,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,834,000 | USD | evidence → |
| Equity capital | 6,957,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,463,000 | USD | evidence → |
| Interest expense | 1,368,000 | USD | evidence → |
| Net interest income | 2,095,000 | USD | evidence → |
| Noninterest income | 718,000 | USD | evidence → |
| Noninterest expense | 3,422,000 | USD | evidence → |
| Provision for loan losses | 405,000 | USD | evidence → |
| Pretax income | -1,014,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,014,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,957,000 | USD | evidence → |
| Total capital | 7,809,000 | USD | evidence → |
| Risk-weighted assets | 76,502,000 | USD | evidence → |