Call report 2002Q3
BAY NATIONAL BANK — 2002Q3
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,064,000 | USD | evidence → |
| Total loans | 61,145,000 | USD | evidence → |
| Allowance for loan losses | 738,000 | USD | evidence → |
| Securities available for sale | 335,000 | USD | evidence → |
| Securities held to maturity | 748,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,696,000 | USD | evidence → |
| Interest-bearing deposits | 60,055,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,641,000 | USD | evidence → |
| Equity capital | 6,610,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,378,000 | USD | evidence → |
| Interest expense | 941,000 | USD | evidence → |
| Net interest income | 1,437,000 | USD | evidence → |
| Noninterest income | 501,000 | USD | evidence → |
| Noninterest expense | 2,508,000 | USD | evidence → |
| Provision for loan losses | 291,000 | USD | evidence → |
| Pretax income | -861,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -861,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,610,000 | USD | evidence → |
| Total capital | 7,348,000 | USD | evidence → |
| Risk-weighted assets | 65,434,000 | USD | evidence → |