Call report 2002Q2
BAY NATIONAL BANK — 2002Q2
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 61,577,000 | USD | evidence → |
| Total loans | 50,867,000 | USD | evidence → |
| Allowance for loan losses | 617,000 | USD | evidence → |
| Securities available for sale | 330,000 | USD | evidence → |
| Securities held to maturity | 748,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,560,000 | USD | evidence → |
| Interest-bearing deposits | 47,760,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,800,000 | USD | evidence → |
| Equity capital | 6,341,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,427,000 | USD | evidence → |
| Interest expense | 581,000 | USD | evidence → |
| Net interest income | 846,000 | USD | evidence → |
| Noninterest income | 297,000 | USD | evidence → |
| Noninterest expense | 1,603,000 | USD | evidence → |
| Provision for loan losses | 170,000 | USD | evidence → |
| Pretax income | -630,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -630,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,341,000 | USD | evidence → |
| Total capital | 6,958,000 | USD | evidence → |
| Risk-weighted assets | 54,262,000 | USD | evidence → |