Call report 2002Q1
BAY NATIONAL BANK — 2002Q1
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,592,000 | USD | evidence → |
| Total loans | 41,077,000 | USD | evidence → |
| Allowance for loan losses | 505,000 | USD | evidence → |
| Securities available for sale | 2,073,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,261,000 | USD | evidence → |
| Interest-bearing deposits | 37,159,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,102,000 | USD | evidence → |
| Equity capital | 6,172,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 647,000 | USD | evidence → |
| Interest expense | 289,000 | USD | evidence → |
| Net interest income | 358,000 | USD | evidence → |
| Noninterest income | 144,000 | USD | evidence → |
| Noninterest expense | 743,000 | USD | evidence → |
| Provision for loan losses | 58,000 | USD | evidence → |
| Pretax income | -299,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -299,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,172,000 | USD | evidence → |
| Total capital | 6,677,000 | USD | evidence → |
| Risk-weighted assets | 46,704,000 | USD | evidence → |