Call report 2004Q3
CITIZENS BANK & TRUST COMPANY — 2004Q3
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,384,000 | USD | evidence → |
| Total loans | 103,251,000 | USD | evidence → |
| Allowance for loan losses | 698,000 | USD | evidence → |
| Securities available for sale | 29,624,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 124,201,000 | USD | evidence → |
| Interest-bearing deposits | 103,663,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,538,000 | USD | evidence → |
| Equity capital | 10,009,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,764,000 | USD | evidence → |
| Interest expense | 1,214,000 | USD | evidence → |
| Net interest income | 4,550,000 | USD | evidence → |
| Noninterest income | 1,292,000 | USD | evidence → |
| Noninterest expense | 4,402,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,260,000 | USD | evidence → |
| Income tax | 465,000 | USD | evidence → |
| Net income | 795,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,979,000 | USD | evidence → |
| Total capital | 10,677,000 | USD | evidence → |
| Risk-weighted assets | 98,868,000 | USD | evidence → |