Call report 2004Q4
CITIZENS BANK & TRUST COMPANY — 2004Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,291,000 | USD | evidence → |
| Total loans | 113,393,000 | USD | evidence → |
| Allowance for loan losses | 756,000 | USD | evidence → |
| Securities available for sale | 24,281,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,781,000 | USD | evidence → |
| Interest-bearing deposits | 115,387,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,394,000 | USD | evidence → |
| Equity capital | 10,255,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,810,000 | USD | evidence → |
| Interest expense | 1,671,000 | USD | evidence → |
| Net interest income | 6,139,000 | USD | evidence → |
| Noninterest income | 1,840,000 | USD | evidence → |
| Noninterest expense | 5,998,000 | USD | evidence → |
| Provision for loan losses | 255,000 | USD | evidence → |
| Pretax income | 1,746,000 | USD | evidence → |
| Income tax | 647,000 | USD | evidence → |
| Net income | 1,099,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,283,000 | USD | evidence → |
| Total capital | 11,039,000 | USD | evidence → |
| Risk-weighted assets | 106,870,000 | USD | evidence → |