Call report 2004Q2
CITIZENS BANK & TRUST COMPANY — 2004Q2
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 147,558,000 | USD | evidence → |
| Total loans | 98,592,000 | USD | evidence → |
| Allowance for loan losses | 727,000 | USD | evidence → |
| Securities available for sale | 30,184,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,855,000 | USD | evidence → |
| Interest-bearing deposits | 110,036,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,819,000 | USD | evidence → |
| Equity capital | 9,653,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,785,000 | USD | evidence → |
| Interest expense | 826,000 | USD | evidence → |
| Net interest income | 2,959,000 | USD | evidence → |
| Noninterest income | 894,000 | USD | evidence → |
| Noninterest expense | 2,845,000 | USD | evidence → |
| Provision for loan losses | 115,000 | USD | evidence → |
| Pretax income | 893,000 | USD | evidence → |
| Income tax | 323,000 | USD | evidence → |
| Net income | 570,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,833,000 | USD | evidence → |
| Total capital | 10,560,000 | USD | evidence → |
| Risk-weighted assets | 95,843,000 | USD | evidence → |