Call report 2023Q3
VERIMORE BANK — 2023Q3
The 22 measures VERIMORE BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 438,031,000 | USD | evidence → |
| Total loans | 355,629,000 | USD | evidence → |
| Allowance for loan losses | 4,469,000 | USD | evidence → |
| Securities available for sale | 28,895,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 381,978,000 | USD | evidence → |
| Interest-bearing deposits | 274,635,000 | USD | evidence → |
| Noninterest-bearing deposits | 107,343,000 | USD | evidence → |
| Equity capital | 44,427,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,909,000 | USD | evidence → |
| Interest expense | 4,350,000 | USD | evidence → |
| Net interest income | 12,559,000 | USD | evidence → |
| Noninterest income | 825,000 | USD | evidence → |
| Noninterest expense | 7,364,000 | USD | evidence → |
| Provision for loan losses | 63,000 | USD | evidence → |
| Pretax income | 5,898,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,898,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,244,000 | USD | evidence → |
| Total capital | 50,846,000 | USD | evidence → |
| Risk-weighted assets | 368,162,000 | USD | evidence → |