Call report 2023Q2
VERIMORE BANK — 2023Q2
The 22 measures VERIMORE BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 429,076,000 | USD | evidence → |
| Total loans | 346,537,000 | USD | evidence → |
| Allowance for loan losses | 4,343,000 | USD | evidence → |
| Securities available for sale | 29,766,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 373,554,000 | USD | evidence → |
| Interest-bearing deposits | 226,215,000 | USD | evidence → |
| Noninterest-bearing deposits | 147,338,000 | USD | evidence → |
| Equity capital | 44,114,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,862,000 | USD | evidence → |
| Interest expense | 2,503,000 | USD | evidence → |
| Net interest income | 8,359,000 | USD | evidence → |
| Noninterest income | 553,000 | USD | evidence → |
| Noninterest expense | 4,844,000 | USD | evidence → |
| Provision for loan losses | -57,000 | USD | evidence → |
| Pretax income | 4,062,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,062,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,902,000 | USD | evidence → |
| Total capital | 50,408,000 | USD | evidence → |
| Risk-weighted assets | 360,883,000 | USD | evidence → |