Call report 2023Q4
VERIMORE BANK — 2023Q4
The 22 measures VERIMORE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 446,105,000 | USD | evidence → |
| Total loans | 362,453,000 | USD | evidence → |
| Allowance for loan losses | 4,643,000 | USD | evidence → |
| Securities available for sale | 27,268,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 383,253,000 | USD | evidence → |
| Interest-bearing deposits | 285,593,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,660,000 | USD | evidence → |
| Equity capital | 45,055,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,288,000 | USD | evidence → |
| Interest expense | 6,691,000 | USD | evidence → |
| Net interest income | 16,597,000 | USD | evidence → |
| Noninterest income | 1,101,000 | USD | evidence → |
| Noninterest expense | 9,905,000 | USD | evidence → |
| Provision for loan losses | 241,000 | USD | evidence → |
| Pretax income | 7,325,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 7,325,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,177,000 | USD | evidence → |
| Total capital | 50,856,000 | USD | evidence → |
| Risk-weighted assets | 374,092,000 | USD | evidence → |