Call report 2023Q1
VERIMORE BANK — 2023Q1
The 22 measures VERIMORE BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 389,607,000 | USD | evidence → |
| Total loans | 344,036,000 | USD | evidence → |
| Allowance for loan losses | 4,364,000 | USD | evidence → |
| Securities available for sale | 30,668,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 344,795,000 | USD | evidence → |
| Interest-bearing deposits | 242,436,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,359,000 | USD | evidence → |
| Equity capital | 43,897,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,302,000 | USD | evidence → |
| Interest expense | 1,102,000 | USD | evidence → |
| Net interest income | 4,200,000 | USD | evidence → |
| Noninterest income | 273,000 | USD | evidence → |
| Noninterest expense | 2,384,000 | USD | evidence → |
| Provision for loan losses | -57,000 | USD | evidence → |
| Pretax income | 2,087,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,087,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,422,000 | USD | evidence → |
| Total capital | 49,843,000 | USD | evidence → |
| Risk-weighted assets | 353,548,000 | USD | evidence → |