Call report 2005Q1
CHARTER BANK — 2005Q1
The 22 measures CHARTER BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 383,757,000 | USD | evidence → |
| Total loans | 252,930,000 | USD | evidence → |
| Allowance for loan losses | 3,580,000 | USD | evidence → |
| Securities available for sale | 117,758,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 314,373,000 | USD | evidence → |
| Interest-bearing deposits | 295,903,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,470,000 | USD | evidence → |
| Equity capital | 45,154,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,336,000 | USD | evidence → |
| Interest expense | 1,823,000 | USD | evidence → |
| Net interest income | 3,513,000 | USD | evidence → |
| Noninterest income | 305,000 | USD | evidence → |
| Noninterest expense | 1,196,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 2,587,000 | USD | evidence → |
| Income tax | 593,000 | USD | evidence → |
| Net income | 1,994,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,081,000 | USD | evidence → |
| Total capital | 48,582,000 | USD | evidence → |
| Risk-weighted assets | 279,984,000 | USD | evidence → |