Call report 2005Q2
CHARTER BANK — 2005Q2
The 22 measures CHARTER BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 396,428,000 | USD | evidence → |
| Total loans | 261,322,000 | USD | evidence → |
| Allowance for loan losses | 3,607,000 | USD | evidence → |
| Securities available for sale | 120,370,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 324,496,000 | USD | evidence → |
| Interest-bearing deposits | 303,740,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,756,000 | USD | evidence → |
| Equity capital | 48,215,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,044,000 | USD | evidence → |
| Interest expense | 3,991,000 | USD | evidence → |
| Net interest income | 7,053,000 | USD | evidence → |
| Noninterest income | 596,000 | USD | evidence → |
| Noninterest expense | 2,319,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 5,306,000 | USD | evidence → |
| Income tax | 1,200,000 | USD | evidence → |
| Net income | 4,106,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,192,000 | USD | evidence → |
| Total capital | 50,621,000 | USD | evidence → |
| Risk-weighted assets | 274,224,000 | USD | evidence → |