Call report 2004Q4
CHARTER BANK — 2004Q4
The 22 measures CHARTER BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 379,695,000 | USD | evidence → |
| Total loans | 248,466,000 | USD | evidence → |
| Allowance for loan losses | 3,436,000 | USD | evidence → |
| Securities available for sale | 116,950,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 317,707,000 | USD | evidence → |
| Interest-bearing deposits | 295,295,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,412,000 | USD | evidence → |
| Equity capital | 43,848,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,781,000 | USD | evidence → |
| Interest expense | 6,266,000 | USD | evidence → |
| Net interest income | 14,515,000 | USD | evidence → |
| Noninterest income | 1,082,000 | USD | evidence → |
| Noninterest expense | 4,533,000 | USD | evidence → |
| Provision for loan losses | 995,000 | USD | evidence → |
| Pretax income | 10,506,000 | USD | evidence → |
| Income tax | 2,662,000 | USD | evidence → |
| Net income | 7,844,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,060,000 | USD | evidence → |
| Total capital | 46,496,000 | USD | evidence → |
| Risk-weighted assets | 279,513,000 | USD | evidence → |