Call report 2002Q4
HOWARD SAVINGS BANK — 2002Q4
The 22 measures HOWARD SAVINGS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,524,000 | USD | evidence → |
| Total loans | 29,870,000 | USD | evidence → |
| Allowance for loan losses | 648,000 | USD | evidence → |
| Securities available for sale | 10,348,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,363,000 | USD | evidence → |
| Interest-bearing deposits | 36,768,000 | USD | evidence → |
| Noninterest-bearing deposits | 595,000 | USD | evidence → |
| Equity capital | 11,364,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,841,000 | USD | evidence → |
| Interest expense | 2,109,000 | USD | evidence → |
| Net interest income | 732,000 | USD | evidence → |
| Noninterest income | 35,000 | USD | evidence → |
| Noninterest expense | 1,538,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | -783,000 | USD | evidence → |
| Income tax | -256,000 | USD | evidence → |
| Net income | -527,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,976,000 | USD | evidence → |
| Total capital | 11,247,000 | USD | evidence → |
| Risk-weighted assets | 32,817,000 | USD | evidence → |