Call report 2003Q1
HOWARD SAVINGS BANK — 2003Q1
The 22 measures HOWARD SAVINGS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,365,000 | USD | evidence → |
| Total loans | 30,911,000 | USD | evidence → |
| Allowance for loan losses | 651,000 | USD | evidence → |
| Securities available for sale | 8,930,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,639,000 | USD | evidence → |
| Interest-bearing deposits | 37,023,000 | USD | evidence → |
| Noninterest-bearing deposits | 616,000 | USD | evidence → |
| Equity capital | 11,003,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 536,000 | USD | evidence → |
| Interest expense | 428,000 | USD | evidence → |
| Net interest income | 108,000 | USD | evidence → |
| Noninterest income | 6,000 | USD | evidence → |
| Noninterest expense | 330,000 | USD | evidence → |
| Provision for loan losses | 3,000 | USD | evidence → |
| Pretax income | -219,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -219,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,757,000 | USD | evidence → |
| Total capital | 10,949,000 | USD | evidence → |
| Risk-weighted assets | 33,499,000 | USD | evidence → |