Call report 2002Q3
HOWARD SAVINGS BANK — 2002Q3
The 22 measures HOWARD SAVINGS BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,130,000 | USD | evidence → |
| Total loans | 27,306,000 | USD | evidence → |
| Allowance for loan losses | 645,000 | USD | evidence → |
| Securities available for sale | 11,557,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,664,000 | USD | evidence → |
| Interest-bearing deposits | 37,093,000 | USD | evidence → |
| Noninterest-bearing deposits | 571,000 | USD | evidence → |
| Equity capital | 11,536,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,138,000 | USD | evidence → |
| Interest expense | 1,646,000 | USD | evidence → |
| Net interest income | 492,000 | USD | evidence → |
| Noninterest income | 34,000 | USD | evidence → |
| Noninterest expense | 1,022,000 | USD | evidence → |
| Provision for loan losses | 9,000 | USD | evidence → |
| Pretax income | -505,000 | USD | evidence → |
| Income tax | -195,000 | USD | evidence → |
| Net income | -310,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,193,000 | USD | evidence → |
| Total capital | 11,402,000 | USD | evidence → |
| Risk-weighted assets | 31,624,000 | USD | evidence → |