Call report 2002Q2
HOWARD SAVINGS BANK — 2002Q2
The 22 measures HOWARD SAVINGS BANK reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,611,000 | USD | evidence → |
| Total loans | 24,732,000 | USD | evidence → |
| Allowance for loan losses | 642,000 | USD | evidence → |
| Securities available for sale | 12,649,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,632,000 | USD | evidence → |
| Interest-bearing deposits | 40,076,000 | USD | evidence → |
| Noninterest-bearing deposits | 556,000 | USD | evidence → |
| Equity capital | 11,793,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,355,000 | USD | evidence → |
| Interest expense | 1,148,000 | USD | evidence → |
| Net interest income | 207,000 | USD | evidence → |
| Noninterest income | 33,000 | USD | evidence → |
| Noninterest expense | 753,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | -519,000 | USD | evidence → |
| Income tax | -436,000 | USD | evidence → |
| Net income | -83,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,420,000 | USD | evidence → |
| Total capital | 11,690,000 | USD | evidence → |
| Risk-weighted assets | 30,171,000 | USD | evidence → |