Call report 2002Q1
HOWARD SAVINGS BANK — 2002Q1
The 22 measures HOWARD SAVINGS BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 56,007,000 | USD | evidence → |
| Total loans | 29,239,000 | USD | evidence → |
| Allowance for loan losses | 808,000 | USD | evidence → |
| Securities available for sale | 13,544,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,608,000 | USD | evidence → |
| Interest-bearing deposits | 42,078,000 | USD | evidence → |
| Noninterest-bearing deposits | 530,000 | USD | evidence → |
| Equity capital | 11,992,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 662,000 | USD | evidence → |
| Interest expense | 575,000 | USD | evidence → |
| Net interest income | 87,000 | USD | evidence → |
| Noninterest income | 31,000 | USD | evidence → |
| Noninterest expense | 392,000 | USD | evidence → |
| Provision for loan losses | 3,000 | USD | evidence → |
| Pretax income | -277,000 | USD | evidence → |
| Income tax | -436,000 | USD | evidence → |
| Net income | 159,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,662,000 | USD | evidence → |
| Total capital | 12,001,000 | USD | evidence → |
| Risk-weighted assets | 32,627,000 | USD | evidence → |