Call report 2001Q4
HOWARD SAVINGS BANK — 2001Q4
The 22 measures HOWARD SAVINGS BANK reported to the FFIEC for 2001Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,948,000 | USD | evidence → |
| Total loans | 27,719,000 | USD | evidence → |
| Allowance for loan losses | 805,000 | USD | evidence → |
| Securities available for sale | 11,889,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,729,000 | USD | evidence → |
| Interest-bearing deposits | 42,201,000 | USD | evidence → |
| Noninterest-bearing deposits | 528,000 | USD | evidence → |
| Equity capital | 11,880,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,201,000 | USD | evidence → |
| Interest expense | 2,351,000 | USD | evidence → |
| Net interest income | 850,000 | USD | evidence → |
| Noninterest income | 16,000 | USD | evidence → |
| Noninterest expense | 1,185,000 | USD | evidence → |
| Provision for loan losses | 1,462,000 | USD | evidence → |
| Pretax income | -1,781,000 | USD | evidence → |
| Income tax | -671,000 | USD | evidence → |
| Net income | -1,110,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,503,000 | USD | evidence → |
| Total capital | 11,851,000 | USD | evidence → |
| Risk-weighted assets | 31,247,000 | USD | evidence → |