Call report 2003Q3
WILBER NATIONAL BANK — 2003Q3
The 22 measures WILBER NATIONAL BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 739,209,000 | USD | evidence → |
| Total loans | 353,446,000 | USD | evidence → |
| Allowance for loan losses | 5,893,000 | USD | evidence → |
| Securities available for sale | 273,178,000 | USD | evidence → |
| Securities held to maturity | 38,500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 591,587,000 | USD | evidence → |
| Interest-bearing deposits | 531,523,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,064,000 | USD | evidence → |
| Equity capital | 61,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,161,000 | USD | evidence → |
| Interest expense | 10,843,000 | USD | evidence → |
| Net interest income | 18,318,000 | USD | evidence → |
| Noninterest income | 3,516,000 | USD | evidence → |
| Noninterest expense | 12,299,000 | USD | evidence → |
| Provision for loan losses | 1,205,000 | USD | evidence → |
| Pretax income | 9,070,000 | USD | evidence → |
| Income tax | 2,488,000 | USD | evidence → |
| Net income | 6,582,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,144,000 | USD | evidence → |
| Total capital | 62,787,000 | USD | evidence → |
| Risk-weighted assets | 451,195,000 | USD | evidence → |