Call report 2003Q4
WILBER NATIONAL BANK — 2003Q4
The 22 measures WILBER NATIONAL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 728,373,000 | USD | evidence → |
| Total loans | 360,906,000 | USD | evidence → |
| Allowance for loan losses | 5,757,000 | USD | evidence → |
| Securities available for sale | 270,368,000 | USD | evidence → |
| Securities held to maturity | 44,140,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 580,634,000 | USD | evidence → |
| Interest-bearing deposits | 519,365,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,269,000 | USD | evidence → |
| Equity capital | 62,408,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,596,000 | USD | evidence → |
| Interest expense | 14,161,000 | USD | evidence → |
| Net interest income | 24,435,000 | USD | evidence → |
| Noninterest income | 4,852,000 | USD | evidence → |
| Noninterest expense | 16,466,000 | USD | evidence → |
| Provision for loan losses | 1,565,000 | USD | evidence → |
| Pretax income | 12,064,000 | USD | evidence → |
| Income tax | 3,265,000 | USD | evidence → |
| Net income | 8,799,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,099,000 | USD | evidence → |
| Total capital | 63,849,000 | USD | evidence → |
| Risk-weighted assets | 459,929,000 | USD | evidence → |
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