Call report 2003Q2
WILBER NATIONAL BANK — 2003Q2
The 22 measures WILBER NATIONAL BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 728,804,000 | USD | evidence → |
| Total loans | 362,488,000 | USD | evidence → |
| Allowance for loan losses | 5,786,000 | USD | evidence → |
| Securities available for sale | 248,478,000 | USD | evidence → |
| Securities held to maturity | 38,586,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 582,891,000 | USD | evidence → |
| Interest-bearing deposits | 526,916,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,976,000 | USD | evidence → |
| Equity capital | 63,377,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,795,000 | USD | evidence → |
| Interest expense | 7,410,000 | USD | evidence → |
| Net interest income | 12,385,000 | USD | evidence → |
| Noninterest income | 2,391,000 | USD | evidence → |
| Noninterest expense | 8,086,000 | USD | evidence → |
| Provision for loan losses | 855,000 | USD | evidence → |
| Pretax income | 6,554,000 | USD | evidence → |
| Income tax | 1,846,000 | USD | evidence → |
| Net income | 4,708,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,533,000 | USD | evidence → |
| Total capital | 62,060,000 | USD | evidence → |
| Risk-weighted assets | 441,842,000 | USD | evidence → |