Call report 2004Q4
CITIZENS BANK — 2004Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,500,000 | USD | evidence → |
| Total loans | 26,192,000 | USD | evidence → |
| Allowance for loan losses | 579,000 | USD | evidence → |
| Securities available for sale | 18,875,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 46,913,000 | USD | evidence → |
| Interest-bearing deposits | 37,369,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,544,000 | USD | evidence → |
| Equity capital | 5,139,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,131,000 | USD | evidence → |
| Interest expense | 663,000 | USD | evidence → |
| Net interest income | 2,468,000 | USD | evidence → |
| Noninterest income | 655,000 | USD | evidence → |
| Noninterest expense | 2,229,000 | USD | evidence → |
| Provision for loan losses | 195,000 | USD | evidence → |
| Pretax income | 699,000 | USD | evidence → |
| Income tax | 215,000 | USD | evidence → |
| Net income | 484,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,142,000 | USD | evidence → |
| Total capital | 5,525,000 | USD | evidence → |
| Risk-weighted assets | 30,427,000 | USD | evidence → |