Call report 2005Q1
CITIZENS BANK — 2005Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,314,000 | USD | evidence → |
| Total loans | 26,064,000 | USD | evidence → |
| Allowance for loan losses | 560,000 | USD | evidence → |
| Securities available for sale | 18,193,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 46,052,000 | USD | evidence → |
| Interest-bearing deposits | 36,612,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,440,000 | USD | evidence → |
| Equity capital | 4,845,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 759,000 | USD | evidence → |
| Interest expense | 153,000 | USD | evidence → |
| Net interest income | 606,000 | USD | evidence → |
| Noninterest income | 165,000 | USD | evidence → |
| Noninterest expense | 908,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | -147,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -147,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,996,000 | USD | evidence → |
| Total capital | 5,374,000 | USD | evidence → |
| Risk-weighted assets | 30,086,000 | USD | evidence → |